Travel Insurance
Travel insurance protects your employees and business associates during business trips and stays abroad against unexpected events, illness and accidents.
We design the policy to the specific needs of your firm — it covers medical treatment costs (including COVID-19-related illness and mandatory quarantine, depending on the type of cover), transport and repatriation home, as well as 24/7 assistance in emergencies.
Who it is for
Primarily for firms whose employees and managers travel abroad on business (to business partners, trade fairs, installations and negotiations), but also for individuals. It is suitable for all categories of traveller — short-term, long-term and frequent trips, as well as expatriate (permanent) stays.
Real-world examples
Sudden illness or injury while travelling, hospitalisation, the need for medical evacuation from countries with less developed healthcare, the death or serious accident of an employee, lost or stolen baggage and travel documents, a cancelled trip, loss or injury caused to a third party, and even security evacuation from crisis areas.
Key note
Insurance provided with payment or credit cards is most often NOT sufficient — it generally covers only accidents, carries low indemnity limits and a high excess (deductible), and does not cover cancellation or additional travel risks.
Our approach
For each firm we negotiate a tailored policy — with limits high enough to genuinely protect employees (for example in the case of medical evacuation, where costs can be very high). We analyse your travellers' exposure, select suitable insurers and negotiate terms in your favour. We act as your single point of contact — from advice and choice of cover to support with claim notification and handling. Our strength is local expertise, independence in the choice of insurer and a commitment to every client.
Partner for BiH