Private Equity / Venture Capital
The private equity and venture capital sector encompasses investment funds, corporations, and financial sponsors that invest in the acquisition, development, and sale of companies to enhance shareholder value.
These entities operate in a volatile economic environment and are exposed to complex financial and portfolio risks that accompany every merger and acquisition (M&A) transaction, large infrastructure and technology investments, and the financing and refinancing of investments. The greatest risk lies in the buy-and-sell process itself: breaches of the seller's representations and warranties, hidden tax and legal liabilities, litigation and regulatory approvals, and insufficient due diligence on the target company.
In addition, funds and their portfolio companies are exposed to directors' and officers' (D&O) liability, cyber risks, and risks related to the protection and monetisation of intellectual property. VIPOX prepares tailored solutions for these risks and negotiates risk transfer to reputable financial and insurance markets rated AA/A.
How We Can Help
We provide corporations, private equity funds, and venture capital funds with tailored solutions that help them enhance shareholder value, achieve growth in a volatile economic environment, and navigate complex financial and portfolio risks. VIPOX's experienced team helps you manage risk to achieve greater efficiency in your operations or those of your portfolio companies. We advise on and broker insurance for the purchase and sale of companies (M&A), the delivery of major infrastructure and technology investment projects, and the financing and refinancing of your investments. We also assist with the placement of your company's securities on the financial markets (IPO), the preparation of insurance documentation for the data room, and the transfer of risk from corporate management or the transaction advisory team to reputable financial markets. We work with a wide range of insurers rated AA/A (S&P, Fitch). Specifically, we help you to: enhance transaction value and improve outcomes (transactional solution); reduce the cost of property and liability risk; reduce the cost of healthcare and benefits; improve the loss ratio; manage cyber risk exposure; and realise the value of intellectual property. We support financial sponsors throughout the entire deal lifecycle — from identification and acquisition, through integration, to carve-out and sale. Our offering includes representations and warranties insurance, tax insurance, private markets liquidity solutions, and contingent and litigation risk insurance, with dedicated due diligence for cyber, digital, and IP risks. Representations and warranties cover generally lasts up to 7 years for fundamental and tax warranties and up to 3 years for business warranties.
Our Approach
VIPOX is the first registered insurance brokerage firm in Bosnia and Herzegovina and approaches its clients independently, with dedication and a deep understanding of the domestic market. For funds and investors, we analyse exposures, assess the risks of each transaction, negotiate terms with insurers, and arrange bespoke cover, and in the event of a loss we manage the entire process while representing the client. Our offering includes representations and warranties insurance (RWI), tax liability insurance, and contingent liability insurance, which protects against a broad range of known contingent risks such as litigation and regulatory approvals, enabling financial sponsors and investors to allocate risk to specialist insurance markets. As AON's partner for BiH, we use that partnership to access the international market even for the most complex transactions. Our teams for property insurance, management liability, employee benefits, and transactional insurance work together to identify risks and protect your investments.
Partner for BiH